Terms and Conditions

Last updated: 27 June 2026

Welcome to Simple Passive Income, accessible at https://simplepassiveincome.net. These Terms and Conditions govern your use of this website. By accessing or using Simple Passive Income, you agree to these terms. If you do not agree with these terms, please do not use this website.

Educational Purpose Only

All content on Simple Passive Income is provided for educational and informational purposes only. The website may discuss crypto assets, DeFi, passive income ideas, investing concepts, online platforms, wallets, exchanges, tools, affiliate programs, digital products, and financial habits.

This content should not be treated as personal financial advice, investment advice, trading advice, tax advice, legal advice, or a recommendation to buy, sell, trade, borrow, lend, stake, deposit, invest, use a platform, or use any financial product.

You are responsible for your own decisions. Before making financial decisions, you should do your own research and, where appropriate, speak to a qualified financial, legal, tax, or investment professional.

No Guarantees of Income or Results

Simple Passive Income may discuss passive income ideas, digital income streams, crypto tools, affiliate marketing, investing concepts, business models, platform tutorials, and financial education. However, we do not guarantee that you will earn money, save money, avoid losses, grow your portfolio, qualify for any product, or achieve any specific result.

Any examples, case studies, illustrations, numbers, screenshots, or scenarios are provided for educational purposes only. They should not be interpreted as promises, guarantees, projections, or typical results.

Results vary based on personal circumstances, knowledge, risk management, market conditions, platform rules, fees, taxes, regulations, effort, timing, and many other factors.

Crypto and Digital Asset Risk

Crypto assets, DeFi protocols, wallets, exchanges, stablecoins, staking, yield products, trading tools, copy trading, bots, crypto cards, and related platforms can carry serious risk. These risks may include market volatility, loss of funds, platform failure, smart contract bugs, hacks, scams, phishing, depegging, liquidity problems, withdrawal delays, account restrictions, user error, tax consequences, and regulatory changes.

You should never use money needed for essentials, debt repayments, school fees, rent, food, medical needs, family responsibilities, or emergency savings in high-risk platforms or strategies.

You are responsible for protecting your own wallets, passwords, seed phrases, private keys, devices, accounts, and transactions. Simple Passive Income will never ask for your seed phrase, private keys, exchange login details, or wallet recovery information.

Platform Tutorials and Walkthroughs

Simple Passive Income may publish tutorials or walkthroughs showing how to use websites, apps, wallets, exchanges, crypto platforms, payment tools, or other services. These tutorials are for navigation and education only.

A tutorial does not mean that a platform is safe, suitable, regulated, profitable, recommended, or appropriate for your personal situation. Platform features, fees, rules, availability, verification requirements, supported countries, and risks can change at any time.

You should always verify information directly with the official platform or service before taking action.

Affiliate and Referral Links

Some links on Simple Passive Income may be affiliate or referral links. If you click on these links and sign up for or purchase a product or service, Simple Passive Income may earn a commission, referral reward, discount credit, or other benefit at no extra cost to you.

Affiliate or referral relationships may include exchanges, wallets, crypto cards, software tools, website tools, educational services, platforms, or other resources mentioned on the website.

Affiliate compensation does not mean that a product is risk-free, suitable for everyone, or recommended for your personal situation. You should always do your own research before using any product, service, platform, exchange, wallet, or tool.

Advertising and Sponsored Content

Simple Passive Income may display advertisements, including ads served by Google AdSense or other advertising partners if the website is approved for such programs. Ads may be personalized or non-personalized depending on your settings, location, consent choices, browser settings, and applicable laws.

Advertisements, sponsored placements, or third-party links do not represent financial advice or an endorsement of any product, service, platform, investment, or offer. You are responsible for reviewing third-party terms, privacy policies, risks, and suitability before engaging with any advertisement or external offer.

For more information about how data, cookies, analytics, affiliate links, advertising, and third-party services may be used, please review our Privacy Policy.

Intellectual Property Rights

Unless otherwise stated, Simple Passive Income owns or has rights to the content published on this website, including articles, page copy, design elements, graphics, educational materials, layouts, and branding. All intellectual property rights are reserved.

You may view, read, and share links to our content for personal and educational use. You may not copy, republish, reproduce, sell, redistribute, scrape, modify, or commercially exploit our content without written permission, except where allowed by law.

You may quote short excerpts from our content if you provide clear credit and a link back to the original page. Full copying or republishing of articles is not permitted without permission.

Acceptable Use

By using this website, you agree not to misuse Simple Passive Income. You agree not to:

• Use the website in a way that causes damage, disruption, or reduced access.
• Attempt to hack, attack, overload, scan, scrape, or interfere with the website.
• Use the website for fraud, spam, phishing, impersonation, or unlawful activity.
• Copy or republish content without permission.
• Upload or submit malicious code, harmful files, or misleading information.
• Use website content to mislead others or present SPI content as your own.
• Attempt to collect personal information from other users through the website.

User-Submitted Content

If Simple Passive Income allows comments, form submissions, messages, reviews, or other user-submitted content, you are responsible for the content you submit.

You agree not to submit unlawful, abusive, defamatory, misleading, spammy, harmful, promotional, or rights-infringing content. We may remove or refuse content at our discretion.

Do not submit private financial information, wallet seed phrases, private keys, passwords, identity documents, exchange login details, or other sensitive information through comments, forms, or messages.

External Links and Third-Party Websites

Simple Passive Income may link to external websites, platforms, tools, exchanges, wallets, crypto services, YouTube videos, social media pages, payment providers, affiliate partners, advertisers, or educational resources.

We do not control third-party websites or services. We are not responsible for their content, accuracy, security, privacy practices, availability, fees, terms, decisions, or actions.

When you leave Simple Passive Income through an external link, you should review that third party’s terms, privacy policy, fees, risks, and suitability before using its services.

YouTube Videos and Embedded Content

Simple Passive Income may embed YouTube videos, social media content, charts, images, or other third-party content. Embedded content may collect data, use cookies, track interaction, or apply third-party terms as if you visited that external website directly.

We do not control how third-party platforms process data or display content. You should review the privacy policies and terms of those platforms for more information.

Accuracy and Updates

We aim to provide helpful, accurate, and educational content. However, information can become outdated, incomplete, or inaccurate over time. Crypto platforms, laws, fees, product features, regulations, exchange rules, wallet features, and market conditions can change quickly.

We do not guarantee that all information on the website is complete, current, accurate, or suitable for your personal circumstances. You should verify important information directly with official sources before relying on it.

No Professional Relationship

Using Simple Passive Income does not create a financial adviser-client relationship, legal adviser-client relationship, tax adviser-client relationship, fiduciary relationship, partnership, employment relationship, or any other professional relationship between you and Simple Passive Income.

Any communication through the website, comments, forms, email, social media, or video platforms should be treated as educational communication only unless a separate written agreement clearly states otherwise.

Limitation of Liability

To the fullest extent permitted by law, Simple Passive Income, its owner, contributors, partners, affiliates, and related parties will not be liable for any loss, damage, claim, cost, or expense arising from your use of this website, reliance on its content, use of third-party platforms, use of affiliate links, interaction with advertisements, or decisions made based on information found on the website.

This includes, but is not limited to, financial losses, trading losses, investment losses, crypto losses, loss of access to accounts, wallet mistakes, transaction errors, platform failures, scams, hacks, phishing, tax consequences, business losses, lost profits, data loss, or indirect and consequential damages.

Some laws may not allow certain limitations of liability. In those cases, our liability will be limited to the maximum extent permitted by applicable law.

No Warranty

Simple Passive Income is provided on an “as is” and “as available” basis. We do not guarantee that the website will always be available, secure, error-free, uninterrupted, or free from viruses or harmful components.

We do not guarantee that content will be accurate, complete, up to date, or suitable for your needs. You use the website at your own risk.

Privacy

Your use of Simple Passive Income is also governed by our Privacy Policy. The Privacy Policy explains how we may collect, use, protect, and disclose information, including information related to cookies, analytics, newsletter subscriptions, affiliate links, advertising, and third-party services.

Please review the Privacy Policy before using the website.

Changes to These Terms

We may update or revise these Terms and Conditions at any time. When we make changes, we may update the “Last updated” date at the top of this page.

Your continued use of Simple Passive Income after changes are posted means you accept the updated terms. We encourage visitors to review this page periodically.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of South Africa, without regard to conflict of law principles.

Any disputes relating to these terms, the website, or your use of Simple Passive Income will be handled according to applicable South African law and the courts or dispute resolution processes that have jurisdiction.

Contact Us

If you have any questions about these Terms and Conditions, please contact us through the contact page on Simple Passive Income.